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Home Purchase
Home Purchase
You’ve been looking at houses for months and months, and you have finally found it--the house that’s just right. Now, you’re anxious to buy your new home, move in, and get settled. But you still have an important task ahead of you--getting a mortgage loan.

Buying a home is usually the most important financial transaction in the lifetime of the average family. And shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars .

To learn more, visit our Home Purchase Tips and FAQ.
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 HomePurchase Calculators
 How much can I borrow?  Which is better: fixed or adjustable?
 How much should I put down for a new home?  Should I pay points to lower the rate?
 What home can I afford?  What will my closing costs be?
 How much will my mortgage payments be?  Which lender has the better loan?
 Am I better off renting?  Which lender has the better loan?
 How much will my adjustable rate payments be?  How advantageous are extra payments?
 Which is better: 15- or 30- year loan term?  
 
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